Drive now, pay later.
You don't need the full amount to own your dream car. Karuri Carsales works with Kenya's top banks and SACCOs to get you financed at competitive rates.
How financing works
Pick your car
Choose any vehicle from our inventory and note the price.
Choose a deposit
Most lenders ask for 20–30% deposit. The more you put down, the lower your monthly.
We connect you
We introduce you to the best-matched bank or SACCO and help with the paperwork.
Drive away
Once approved (often within days), the car is yours. Pay the balance monthly.
Our financing partners
We help you compare offers across:
Financing FAQs
What deposit do I need?
Typically 20–30% of the car's price, though some partners go lower for salaried applicants.
How long does approval take?
With complete documents, many of our partners approve asset finance within 2–5 working days.
Can I finance a foreign-used car?
Yes. Most lenders finance both foreign-used and Kenyan-used vehicles up to a certain age.
What documents are required?
Usually ID, KRA PIN, 3–6 months' bank/M-PESA statements, and proof of income. We'll guide you on the specifics.
Tip: open any car's page to use our live finance estimator and see your indicative monthly repayment.